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Tax Effect Calculator 

   
Use this to compare the real after-tax interest rate of your mortgage. Then compare your after-tax yields on taxed investments and tax protected (i.e. tax-deferred 401(k),403(b),IRA accounts or tax free Roth or Education IRA accounts). See which is the best place to put your money!

Put your rate information here.

Nominal Mortgage Interest Rate
Nominal Investment Yield Rate
Marginal Federal Tax Rate
Marginal State Tax Rate

Effective After-Tax Loan Interest Rate: %

Effective After-Tax Investment Yield Rate: %

Effective Tax-Protected Investment Yield Rate: %

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