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The
most common documents we'll ask you for during the loan process.  Income
Documents - most recent 30 days of pay stubs - past 2 years W-2s - if rental properties, lease agreements - if self-employed, tax returns
Payment SlipsWe need the account numbers for - any mortgage to be paid off - any debts to be paid
Insurance - a copy of your homeowners insurance declarations page
Asset Statements We need to show reserves to earn the best rate for you. - Checking or savings - stock accounts - 401K |
 Can save you money! | ||||||||
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We also have low doc programs available. Not everyone wants to document their income or assets. We understand. We do have many programs where you do not have to provide this information, but most of the time the rate is a bit higher since the risk is a bit higher for the lender. |
