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Should I Refinance? 
    
This is a personal question for you.  Here are some issues to consider.  Keep in mind, the final decision is yours.  Don't let anyone talk you into anything that you don't feel comfortable with.  
 
How long will you be in your home? 
- long enough to save the closing costs?
     
Can you save money?
- by consolidating debt?
- with a tax deduction?
 
Other 
- home improvement
- cash out for other reasons

Click here for a first mortgage refinance calculator, or here for a debt consolidation calculator.
 
         Can save you money!
We specialize in refinancing.  That allows us to eliminate costs and provide the lowest rates around!  No money out of pocket.

Low cost and no cost mortgage available.  (but - the rates are higher.  We'll can help determine what's best for you.)
 
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