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|
First
Mortgage Rates |
| Program |
Rate |
APR |
|
30 Year Fixed - no cash out to 95% LTV |
6.375% |
6.42% |
|
30 Year Fixed - cash out to 80% |
6.5% |
6.63% |
|
30 Year Fixed - cash out to 85% |
6.5% |
6.63% |
|
30 Year Fixed - cash out to 90% |
6.625% |
6.73% |
|
30 Year Stated Income/Low Doc |
6.5% |
6.65% |
|
30 Year Fixed - Jumbo |
6.625% |
6.73% |
|
5/1 ARM |
5.75% |
5.87% |
|
3/1 ARM |
6.00% |
6.12% |
|
15 Year Fixed - no cash out to 95% |
6.00% |
6.14% |
|
15 Year Fixed - cash out to 90% |
6.375% |
6.43% |
|
100% mortgage - cash out |
8.59% |
8.69% |
*APR based on $150,000 loan amount, 20% down, no discount points,
1%
origination unless
otherwise noted.
|
Second
Mortgage Rates |
| Program |
Rate |
APR |
|
90% HELOC |
7.75% |
7.75% |
|
95% HELOC |
8.25% |
8.25% |
|
100% HELOC |
8.5% |
8.5% |
|
80% Fixed 2nd |
7.375% |
7.49% |
|
90% Fixed 2nd |
7.625% |
7.79% |
|
95% Fixed 2nd |
7.875% |
7.99% |
|
100% Fixed 2nd |
8.375% |
8.69% |
|
110% Over Equity 3rd |
11.99% |
12.33% |
|
125% Over Equity 2nd |
13.65% |
13.98% |
|