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Click here for the national averages - you'll see we're lowest.
  

First Mortgage Rates

Program Rate APR
30 Year Fixed - no cash out to 95% LTV 6.375% 6.42%
30 Year Fixed - cash out to 80% 6.5% 6.63%
30 Year Fixed - cash out to 85% 6.5% 6.63%
30 Year Fixed - cash out to 90% 6.625% 6.73%
30 Year Stated Income/Low Doc 6.5% 6.65%
30 Year Fixed - Jumbo 6.625% 6.73%
5/1 ARM 5.75% 5.87%
3/1 ARM 6.00% 6.12%
15 Year Fixed - no cash out to 95% 6.00% 6.14%
15 Year Fixed - cash out to 90% 6.375% 6.43%
100% mortgage - cash out 8.59% 8.69%
*APR based on $150,000 loan amount, 20% down, no discount points, 
1% origination unless otherwise noted.  
  

Second Mortgage Rates

Program Rate APR
90% HELOC 7.75% 7.75%
95% HELOC 8.25% 8.25%
100% HELOC 8.5% 8.5%
80% Fixed 2nd 7.375% 7.49%
90% Fixed 2nd 7.625% 7.79%
95% Fixed 2nd 7.875% 7.99%
100% Fixed 2nd 8.375% 8.69%
110% Over Equity 3rd 11.99% 12.33%
125% Over Equity 2nd 13.65% 13.98%

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