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When Should You Refinance? To lower your
rate- 2 points is not always the rule - if you plan on staying in your home for more than 2 years, 1 point lower can benefit you. Or consider an ARM if you plan on staying 3, 5, or 7 years.
Reduce Debt- make your debt tax deductable - to get ahead, credit card debt interest rates are very high, the minimum payment will take many, many years to pay off the loan
Cash out for improvements - increase the value of your home - or just take cash out |
 Can save you money! | ||||||||
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We can show you the options. Sometimes it's a first mortgage, sometimes a second mortgage or home equity line. Sometimes we tell you to wait! We'll present the facts, you make the decision. |
